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Posts Tagged ‘automobiles’

Using Motorcycles to Personalize Your Checks

Personalizing your personal bank checks can be an excellent way to show off your individuality and unique style. There are many themes available today to choose from, including everything from holidays to animals. Even motorcycle enthusiasts have the option of getting their checks personalized with iron horses.

With gasoline being high these days, motorcycles are widely being used for their fuel efficiency. Higher miles per gallon can be achieved when driving small motorcycles. In countries like Vietnam, motorcycles have become the most popular form of transport, partly due to the fact that they take up less space on the road. They are also more economical in London, England, since they are not charged the city congestion fee.

Motorcycles can hold different meanings for different people. These individual interests can be shown on your checks. You don’t just have to ride a Harley to be a motorcycle fan!

Still, if you are a Harley rider, there are ample images available for your motorcycle personal checks. From the time when Harley-Davidson was created in 1903 Milwaukee, the brand has inspired a fan base like no other. Five percent of their annual sales alone come from merchandise. It is pretty simple to find personal checks to fit your style, whether you drive a Softail, a Dyna, or Sportster.

It is also possible to find checks that focus on careers where motorcycles are involved. If you are a policeman, you might be interested in having checks that represent the force. There are quite a few police forces that use motorcycles as part of their fleet. Many personal bank checks feature images of policeman on motorcycles, showcasing their service to their community.

For those people that like to demonstrate their love of classic American symbols, patriotic checks exist that feature such things as the American flag, the bald eagle, and the classic motorcycle. Some would argue that these are all expressions of America’s love of freedom. Motorcycles can be associated with the “open road” and personal expression, which makes them popular on the patriotic checks.

Adventure and speed are most frequently connected to motorcycles, of course. For intense competitions, street bikes can be used for track races. Some personal check images contain pictures of drag racing and dirt bikes. To those people that enjoy going to the races, racing can be an art form and a way of life.

Having an image that speaks of your passion for motorcycles can be a great way to personalize your checks. If you own a motorcycle business, it can also be a good marketing tool, which is another reason that some people prefer to have an image on their otherwise plain checks.

If you want to save money on your motorcycle personal checks, try ordering them online. There are many websites available that let you order them for 50% cheaper than you can get them at your local bank. You can also get duplicate checks and checkbook covers that match your checks.

Before you order motorcycle checks, go to Motorcycle-Checks.com to find coupon codes and to save up to 50% off your next order of motorcycle personal checks.

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Is Michigan’s No Fault Auto Insurance Different?

Michigan auto insurance is a lot different from insurance elsewhere in the United States. Required by law in Michigan, no fault insurance has three basic parts. These are personal injury protection, property protection insurance and residual liability insurance (bodily injury and property damage coverage). If you want to register a car in Michigan, auto insurance has to be purchased, and you have to prove that you have it. Like most other places in the US, driving a car without insurance is against the law.

Michigan no fault insurance policies reimburse drivers for medical costs and lost income for up to three years. Lost income reimbursement is currently around four and a half thousand dollars, and applies when an insured driver is killed as well as injured. In the case of a death, the money is paid to the family of the insured person.

When someone is hurt in an accident and can’t provide basic family services like housework or maintenance, another twenty dollars per day is available for hiring others to perform these duties. Michigan no fault insurance coverage can be synchronized to an existing disability or health policy to cut premium costs, as long as that policy doesn’t come from Medicaid or Medicare. The synchronized policy then becomes the primary payer, and your auto insurance covers only what remains.

If you have Michigan no fault insurance, your policy will pay up to a million dollars in damage done by your car to other people’s property, such as fences, buildings, lamp posts and other objects. If you do damage to someone else’s vehicle, and that car is properly parked, this policy will also pay for that damage.

The no fault law for Michigan auto insurance also protects people who are insured under this policy from being sued outside of particular situations. If you cause an accident in which someone else is seriously injured or killed, are involved in an accident with a car not registered in that state, or you’re involved in an accident outside of state, you may be sued.

You could also be sued for up to five hundred dollars worth of damage to another vehicle if you were more than fifty percent at fault in causing the accident. However, when you’re sued or otherwise legally responsible for damages, you’ll receive payment up to your coverage limits from your Michigan no fault auto insurance.

In this state, you’re required to carry a certain amount of coverage. That includes at least twenty thousand dollars worth of coverage for bodily injury and property damage for every person hurt or killed in an accident. Forty thousand dollars worth of coverage is required in case of accidents where multiple people are injured or killed. Another ten thousand dollars worth of coverage is required for property damage outside of Michigan, and you’re responsible for the excess paid in all cases where the award exceeds your coverage.

There are some things that aren’t covered by Michigan no fault insurance, too. For instance, there’s no requirement for insurance to cover repairs to your car, for comprehensive coverage (which handles flood, animal, fire, vandalism and theft damages) or for uninsured or underinsured motorist coverage. You have to buy coverage for this to have it dealt with as part of your Michigan auto insurance.

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Antique Auto Insurance – Online Auto Insurance Quotes

Antique vehicles or collector automobiles are those that have been around for quite some time and have retained their appeal. Therefore it is unthinkable to go without proper antique auto insurance. These vehicles are usually worth much more than their original price owing to their antiquity. The older they are, and the better the condition, the higher their price tag. Their value continues to increase with each passing year and the usual depreciation rates that many automobiles are subject to, do not affect them.

These vintage or classic automobiles as they are popularly known are considered works of art and have a market value much higher than their real value, just like any other piece of art. Determining the price of a vehicle while processing an antique auto insurance policy is a tricky process. Though there are many companies out there selling such policies, there are only a handful that offer comprehensive and well drawn out policies that offer policies in tune with what your vehicle is actually worth.

The insurance value for a vehicle is usually determined by the original price less the depreciation over the years that it has collected. In the case of an antique automobile, the price cannot be determined in this fashion as it is the age of the car that contributes to the rise in its value.

Antique auto insurance companies have come up with three different methods to determine the value of a vintage automobile. The preferred method is to determine a value that is agreeable to both the owner as well as the insurance company. This takes into consideration the appreciation in value as well as the original price of the car.

The antique vehicle’s price may be determined based on fair assessments made by independent experts who are adept at determining the price of antique automobiles. The price could also be estimated by comparison, from popular automotive magazines that list out prices of various antique and classic cars.

One method that is less frequently adopted is to determine the value based on the total cost that has been incurred by the owner for the automobile over the years which include the original cost plus the amounts spent on repairs, up gradations, changing of parts, adding enhancements etc. This value is also usually higher than the original price by a large margin. The last method is to determine the actual cash value of the automobile as determined for any other by deducting the depreciation incurred over the years from the original cost of the automobile.

Most antique auto insurance companies put up a few conditions, the satisfying of which the policy can then be issued. Antique auto insurance companies require most owners to have a driving experience of at least 10 years with an impeccable record. Some others require the vehicle to be kept under lock and key with adequate measures of protection in place. It has to be proved that other members of the household are using other vehicles for transport and that the antique car is not used for every trip. Another stipulation is that these automobiles should not be used for racing or transportation purposes.

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Motorcycles And The Culture They Inspire 1868-2017

Many of the “facts” in this story are based on Legend and Myth as much of the history of the Motorcycle and it’s Culture was lost in the great rebellion of 2057.

Taken from a history book in the year 2095…

Motorcycles And The Culture They Inspire 1868-2017

Motorcycles started out as steam engines strapped on to bicycles in 1868. Soon after the gas engine took its place in the 1900’s there were Motorcycle shops and Dealers all over the World. For awhile, Motorcycle were simply used as transportation. In 1907, when Henry Fords, Ford Motor Company, released the Model-T at a price everyone could afford, the Motorcycle soon went from a necessity to a luxury item.

In the 1940’s, the Motorcycle Culture really took off. An organization called the American Motorcycle Association (AMA) held races and events all over the United States of America. In 1947, held an event in Hollister California. This event was attended by many of the AMA Racing Teams and Motorcycle Clubs. This event marks the beginning of the separation of Motorcyclists which eventually led to the end of Motorcycling in the year 2017.

Newspapers, being what they where in 1947, got a hold of pictures some pictures of Motorcyclists having fun at the event. The press decided to embellish the facts and transformed the story of the first large motorcycle rally into a torrid tale of Bikers taking over a small town! More negative news stories soon followed. Eventually Hollywood joined the Biker bashing by releasing movies that portrayed Motorcyclists as lawless and evil.

The American Motorcycle Association, trying to end the bad press, responded by basically saying that the Newspapers had lied and that it was only 1% of Motorcyclists that caused problems. This resulted in the first ripple in the Unity of the Motorcycle World and the Medias’ hatred of Bikers.

Around the same time, the AMA began adding new requirements for motorcycles to be able to race in AMA sanctioned Races. Those whose motorcycles didn’t meet the new AMA requirements started their own Race Leagues. Because the new Race Leagues/Clubs were not AMA sanctioned, they soon became known as Outlaw Race Leagues/Clubs. Although many Bikers raced in both the AMA and Outlaw Leagues, another great separation had begun.

By the late1960’s, the separation of the Motorcycle Community was becoming more evident. There were now three basic groups. The American Motorcycle Association, Outlaw Clubs, and 1%er Clubs. All 1%ers were Outlaws, but not all Outlaws were considered 1%ers. Over the years, the AMA continued to grow. In addition to racing, they began to champion Motorcycle Rights and Safety. As time went on, others formed independent groups whose goals were similar to that of the AMA. Their inability or outright refusal to work together with the other groups resulted in a further separation of the Motorcycle Community and Culture.

In the 1970’s, rifts began to grow between some of the Outlaw/1% Clubs. By the 1990’s, the media had inflated stories about the conflicts into proportions that rivaled the tall tales of the old west. These tall tales invoked fear of the Outlaw/1% Clubs. Motorcycle Riders were lied to,. They were told to stay away from and fear the Outlaw/1% Clubs. The media began referring to Motorcycle Clubs as Motorcycle Gangs, a term meant to instill fear into the heart of the Public. Stories and rumors began surfacing, claiming these “Gangs” were ruthless and would kill or maim people for little or no reason at all.

By the early 21st Century, every minor conflict between Outlaw/1% Clubs was made into a book, made for TV movie, or docudrama. Titles like “Motorcycle Gang Wars In Your Back Yard” were common. Although real wars, conflicts, and suffering were occurring worldwide, the Corporate owned media chose to report fiction over fact. “The world is full of Kings and Queens who blind your eyes and steal your dreams…Black Sabbath”.

In 2009, a conflict between two rival Clubs was captured on Video at a “Biker Build Off” event. The coverage by the media and negative publicity was so overwhelming that in 2010, the United States Government passed a law banning all Outlaw/1% Clubs. In response, the Outlaw/1% Clubs put aside their differences and formed “Bikers United”.

The Bikers fought back stating the law was unconstitutional and un-American. Even as late as 2010, workers still clung to the misguided belief that they had rights and lived in a free Nation. The Bikers fought hard and came very close to winning, but without the support of the Motorcycle Rights Groups, The AMA Clubs, and the Independent Riders, all of whom had been brainwashed into believing the Outlaw Clubs were criminal organizations, they were defeated.

Many of the Outlaw/1% Clubs tried to stay together. The Clubs went underground, but after many raids and constant Government harassment, they had all but disappeared. In 2013, in an effort to ensure that the Outlaw/1% Clubs never returned, the Government decided to outlaw all Motorcycle Clubs and organizations.

The AMA, it’s clubs, and all of the Motorcycle Rights Organizations United in an effort to battle the Governments oppression. They tried to use many of the same tactics and strategies that the Outlaw/1% Clubs used. Unfortunately, the Government was much smarter and stronger this time around. They had learned many lessons in their fierce battles with the Outlaw/1% Clubs, and they used what they had learned against the united Clubs and Organizations. With no Outlaw/1% Clubs left to assist them and without the support of the Independent Riders, the United Clubs and Organizations were defeated.

In 2015, the Government passed a law that made it illegal to even look like an Outlaw on a Motorcycle. The Independent Riders banned together to try and fight the law, but by this time their numbers were few and there wasn’t anyone left to show them how to fight for their rights. After a brief protest, they too were soundly defeated.

In 2017, What was now a “Global Government”, in its infinite wisdom, decided that Motorcycles posed a danger to the public. They passed a law banning Motorcycle manufacture and use and destroyed all existing Motorcycles. This brought to an end, the History of Motorcycles. It would take until the year 2093 before anything even close to resembling a Motorcycle reappeared.

As a historian looking back at the History of Motorcycles and the Culture it created, it amazes me how powerful the Motorcycle Culture could have been had they not let every little thing separate them. Instead of embracing something they had in common and working together to protect it, the instead let their differences, the media, and the government divide them.

By the time the Bikers realized how much they were connected and needed each other, it was too late. Their numbers were certainly sufficient to achieve victory, but their failure to come together as Brothers and Sisters and work for the common good ultimately spelled their demise. Had they been victorious, it may have been enough to stop all of the oppression and tyranny that soon followed.

History is full of stories just like this one, over and over again. The ones who love and honor Freedom the most are taken down first and the rest fall like dominoes. Until the rebellion of 2057, we as a Global Society did not realize how important it was to put aside our differences. It may have taken awhile, but we finally figured it out…Just in time!

Your Bro L. J. James

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